We have been in the accounts receivable factoring business since 1979, are independently held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can support you through any challenging times you might go through. We won't fold up shop when the times get challenging, as some accounts receivable factoring companies regretfully have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty hard for you to pick which accounts receivable factoring company is the best fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the most suitable match for your business - it might be us or another accounts receivable factoring company.

We have a noteworthy network of accounts receivable factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, after you take the time to tell us what you need, you'll quickly see that we can help you find exactly what you need.

Practically all accounts receivable factoring companies let you pick and choose your customers to factor. However a handful of them generally require a minimum dollar amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will force you into accounts receivable factoring when you don't want it.

Practically all accounts receivable factoring companies are deliberately confusing. It doesn't make any sense why they do this. You can be sure, We will not treat you this way.  We are absolutely transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring businesses are funded by Wall Street money. We are an independently owned company and don't answer to investors and boards. Same as you, we are like-minded business people who have actually experienced what it takes to run a business. We listen to your story, determine struggles. Based on that information we will put together a tailored solution for you. Practically all accounts receivable factoring businesses particularly the Silicon Valley ones mostly put their faith on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Practically all accounts receivable factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see early negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to correct them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay alert to negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Practically all other companies are not even in the same neighborhood.